Before the rating string, before the impairment fights, one number gets set that scales everything: the average weekly wage. TD pays two-thirds of it. PD runs it against a cap. The life pension caps it a third way. Labor Code §4453 (text per leginfo, checked July 2026) decides how it’s computed — and rails computed by the engine decide what it turns into.
The four ways §4453(c) computes it
(1) Regular full-time — 30+ hours and five+ days a week: working days per week × daily earnings at the time of injury. (2) Two or more employers — earnings aggregate across all jobs held at or about the time of injury (the other jobs counted at no higher an hourly rate than the injury job paid). (3) Irregular pay — piecework, commission, weekly/monthly salary: actual earnings averaged over a convenient period, up to one year. (4) The catch-all — under 30 hours, or wherever the first three can’t “reasonably and fairly” apply: 100% of average weekly earning capacity. That last phrase is where most AWW litigation lives — earning capacity, not just the last paycheck.
Two-thirds, between rails
The 2026 rails, engine-computed: TD runs from $264.61 to $1,764.11 a week (the max binds at AWW $2,646.17); PD runs from $160 to $290 (max binds at AWW just $435). Points on the curve: AWW $300 pays TD $264.61 (the minimum props it up) and PD $200; AWW $600 pays TD $400, PD $290; AWW $1,200 pays TD $800 — PD still $290. Every year’s caps: the rates page.
Why TD fights are money fights — and PD fights usually aren’t
Because the caps sit so far apart. Nearly every full-time worker clears $435 AWW, so the PD rate pegs at $290 no matter what overtime, tips, or the second job add — the PD dispute is about the percentage, not the wage. TD is the opposite: two-thirds of every AWW dollar up to $2,646.17 lands in the weekly check, so an AWW understated by $300 quietly shorts the worker $200 every week of temporary disability. When earnings records are thin, method (4)’s earning-capacity standard is the lever.
What counts
The aggregate rule means the second job counts — routinely missed because the carrier only sees the injury employer’s payroll. Irregular earners — pieceworkers, commission sales, seasonal trades — average over up to a year rather than being priced off a slow month. And where a worker was on a temporarily low wage (apprentice rates, reduced hours) the capacity standard asks what the work is genuinely worth weekly, not what the last stub happened to say. Disclose everything; the AWW is set once and echoes through every benefit and the §4650 payment clock.
Rails assume the stated year; figures scale with actual earnings between them. Estimates for informational use; not legal advice.
Rate your spine right here
Same engine as the tables above — pick your occupation and age, slide the WPI from the report, and carry it into the full calculator when you’re ready.